Insurance

Be prepared for whatever life may bring by protecting yourself against unexpected situations. Insurance helps you and your family be prepared for unpredictable risks brought about by daily life. Based on your needs, you can get coverage for.

Our Process

We work to understand your unique needs and situation before crafting a solution.

Learn about the types of coverages you should consider buying to ensure you are prepared for life and all it may bring. 

  • The first step to working on a financial plan is to get to know your current financial situation. In order to assess and give you a solution that will work for you, we spend time getting to know your unique circumstances and needs.

    We collect detailed information on your:

    income, career, family, risk tolerance, debt, cash flow, tax, health, etc.

  • The second step is to understand if your current plan is in tune to achieve your long term goals, objectives and priorities; go through each detail and check for accuracy.

    We consult with other professionals like your accountant, lawyer, etc. to make sure we are on the same page and not missing any valuable information.

  • We tap into our world of knowledge and expertise to work on a practical plan.

    The third step is to find out what strategy best works for your needs while keeping in mind your personal and financial objectives.

    After making sure it is the most practical plan, we implement it by placing insurance and investments as needed, while filling any gaps.

  • The final step is ensuring that the financial plan works for you by setting up regular review meetings to check in and see if the plan is working towards your financial goals.

    Every machinery requires maintenance. Similarly, your plan needs frequent check-ups to make sure that everything is fine. If there are any changes to your situation or lifestyle then we will adjust the strategy and keep it in line with your objectives.

Life Insurance

Long-term care (LTC) insurance is coverage that provides in-home health care, and personal or adult daycare for individuals with a chronic or disabling condition that needs constant supervision.

Long Term Care

Life insurance is a tool to help your loved ones deal with the financial impact of your death. In lieu of the monthly/annual premiums paid to the insurance company, they pay the death benefit from the life insurance policy to the beneficiary. This is a tax-free, lump-sum amount that can be used by the beneficiary for whatever purpose they may choose.

The question “How much and what kind of insurance to buy”, is quite daunting and we help simplify the need. You can choose between term insurance or permanent insurance. This is where TVF can help.

Travel Insurance

Health insurance is a contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium. More specifically, health insurance typically pays for medical, surgical, prescription drugs, and sometimes dental expenses incurred by the insured.

Health Insurance

Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed baggage, or significant, like a last-minute trip cancellation or a medical emergency overseas etc.

Want to learn more about insurance?

By engaging us, you receive the best financial advise in Canada. We sort through all pieces of your financial puzzle and give you a clear picture of a secure financial future.

More Services

Investments

Years of experience in ensuring our clients grow and protect their money. We work with your cash flow needs, objectives, desired level of returns, and risk tolerance and source the best in class funds to suit your needs.

Planning

Life is uncertain, let's control what you can with a sound financial plan. Let us help you prepare for unforeseen circumstances and develop a long-term plan tailored to your needs to achieve financial goals.