Planning

Life is uncertain, let's control what you can with a sound financial plan. Let us help you prepare for unforeseen circumstances and develop a long-term plan tailored to your needs to achieve financial goals.

Our Process

A core part of our services involves larger planning around life events.

Investment and asset management, retirement, estate, business succession, tax and education planning are main areas we work through.

Where needed, we have a wide network of professionals like accountants and lawyers, who we consult to make sure all relevant aspects are covered and our clients receive a well rounded advise.

For high net worth business families, we offer ‘family office’ concierge services.

  • The first step to working on a financial plan is to get to know your current financial situation. In order to assess and give you a solution that will work for you, we spend time getting to know your unique circumstances and needs.

    We collect detailed information on your:

    income, career, family, risk tolerance, debt, cash flow, tax, health, etc.

  • The second step is to understand if your current plan is in tune to achieve your long term goals, objectives and priorities; go through each detail and check for accuracy.

    We consult with other professionals like your accountant, lawyer, etc. to make sure we are on the same page and not missing any valuable information.

  • We tap into our world of knowledge and expertise to work on a practical plan.

    The third step is to find out what strategy best works for your needs while keeping in mind your personal and financial objectives.

    After making sure it is the most practical plan, we implement it by placing insurance and investments as needed, while filling any gaps.

  • The final step is ensuring that the financial plan works for you by setting up regular review meetings to check in and see if the plan is working towards your financial goals.

    Every machinery requires maintenance. Similarly, your plan needs frequent check-ups to make sure that everything is fine. If there are any changes to your situation or lifestyle then we will adjust the strategy and keep it in line with your objectives.

Financial Planning

Retirement Income Planning is about dealing with all decisions you need to make prior to retirement as well as the ones in retirement. It is taking into account factors like taxes, pensions, and cash flow and managing risks like health, longevity, and inflation. 

Retirement planning is a subject that most people don’t want to think about before they hit their fifties. Everyone will have different views or expectations on when or how to start a retirement plan. Ultimately, retirement planning is all about securing finances to meet your expenses and life goals during your golden years. However, traditional retirement planning methods and strategies may not be practical or relevant today.

We help you to Assess, Evaluate and Reflect on your choices so you may have a relaxed and peaceful retirement.

Retirement Planning

Achieving your financial goals is easier than you think.

It all starts with systematic work on each aspect of financial planning. We can help you identify your financial goals, understand how your funds can work for you, and provide you with a systematic plan to achieve your financial and life goals.

At True Value Financial, we offer a complete range of services – from education planning to retirement planning, from tax planning to estate planning, from asset management to cash flow; our team of experts can offer you an array of solutions to fit your financial planning needs. Our financial plans are a written documents, tailor-made to suit each client.

Estate Planning

Succession planning involves creating a plan for someone to either own or run your business after you retire, become disabled, or die. In simple terms, succession planning is the process of passing control of the business to others.

Developing a succession plan is a challenge for most of the small businesses. We help businesses in navigating through various stages of planning to achieve their financial goals.

To realize the optimum value of your business, we work with respected and qualified professional associates to prepare businesses for sale or transition, evaluate and negotiate the best deal.

Whether you would like to sell or have your child/ren take over from you, we are here to help you through the process in most efficient manner

Business Succession Planning

Each person has a unique life situation and needs customized estate planning. Whether you would like to bypass estate and probate taxes, leave adequate money for your heirs, plan for business succession or estate equalization, we have the right tools to handle complex family and business dynamics. After reviewing your requirements, we can offer a comprehensive plan ensuring your assets are distributed according to your wishes in the most tax efficient manner.

Want to learn more about how we can help you plan for the future?

By engaging us, you receive the best financial advise in Canada. We sort through all pieces of your financial puzzle and give you a clear picture of a secure financial future.

More Services

Investments

Years of experience in ensuring our clients grow and protect their money. We work with your cash flow needs, objectives, desired level of returns, and risk tolerance and source the best in class funds to suit your needs.

Insurance

The idea of any insurance is that you buy it before it is too late. Learn about the types of coverages you should consider buying to ensure you are prepared for life and all it may bring.