Advisers Build Strong Relationships with Clients by:

  • Being honest with you; appreciating and valuing you.
  • Caring about you and your money as much as anyone in your family.
  • Being someone you can trust and get advice from for all your financial matters.
  • Understanding what money means to you and what motivates you.
  • Listening and asking questions to help you identify and articulate your needs, goals and objectives.
  • Working with you to alleviate worries that keep you awake at night.
  • Coaching you to do the things that will help accomplish your goals.
  • Monitoring changes in your life and family situation.
  • Guiding you through difficult periods in the stock market by sharing a historical perspective.
  • Acting as a sounding/discussion board for ideas you’re considering.
  • Providing guidance on what course you should take and giving you an objective perspective.
  • Anticipating future changes and proactively working through them with you.
  • Keeping you on track.

    Advisers Provide Customized Wealth Planning Services By:

        • Helping you make important financial decisions.
        • Organizing and prioritizing your financial life together.
        • Helping you determine your current financial position.
        • Formalizing realistic goals with you and putting them in writing.
        • Making specific recommendations to help you meet your goals.
        • Establishing a clear strategy and action plan.
        • Suggesting creative alternatives you may not have considered.
        • Preparing an investment policy statement for you.

    Advisers Provide Customized Wealth Planning Services By:

    • Reviewing and recommending life insurance policies to protect your family.
    • Staying current on tax law changes.
    • Helping you reduce your taxes by reviewing your tax returns for possible savings.
    • Working with your tax and legal advisers and other professionals to facilitate and coordinate your overall financial plans.
    • Identifying your saving shortfalls.
    • Helping establish your will and estate, retirement and business succession plans.
    • Helping you transfer wealth efficiently to the next generation.
    • Developing and monitoring a strategy for debt reduction.

        Advisers Construct Personalized Client Portfolios By:

            • Preparing an asset allocation strategy for you to diversify your investments and achieve the best rate of return for your level of risk tolerance.
            • Performing due diligence on money managers and mutual fund managers to ensure appropriate investment recommendations.
            • Staying current on changes in the investment world.
            • Reviewing and revising your portfolio as market conditions change.
            • Helping consolidate, simplify and improve your investment performance.
            • Monitoring and managing your investments and converting them into income as needed.
            • Helping you establish better planning and record keeping.
            • Exploring and reviewing potential income-splitting and tax-minimization strategies with you.
            • Recommending and completing appropriate tax-loss selling solutions.
            • Re-positioning investments to take full advantage of tax rules.

        Advisers Construct Personalized Client Portfolios By:

            • Preparing an asset allocation strategy for you to diversify your investments and achieve the best rate of return for your level of risk tolerance.
            • Performing due diligence on money managers and mutual fund managers to ensure appropriate investment recommendations.
            • Staying current on changes in the investment world.
            • Reviewing and revising your portfolio as market conditions change.
            • Helping consolidate, simplify and improve your investment performance.
            • Monitoring and managing your investments and converting them into income as needed.
            • Helping you establish better planning and record keeping.
            • Exploring and reviewing potential income-splitting and tax-minimization strategies with you.
            • Recommending and completing appropriate tax-loss selling solutions.
            • Re-positioning investments to take full advantage of tax rules.