Tools and Resources
Government of Canada – This is a Canada Revenue Agency (CRA) resource website for everything you want to know about government pensions like CPP, OAS, etc.
RRSP – For all pertinent information on Registered Retirement Savings Plan.
RESP – Everything you want to know about what a Registered Education Savings Plan is, what kind of grants exist, and how much you qualify for.
TFSA – For details on Tax Free Savings Account.
RDSP – If you have a family member who might qualify for a CRA disability tax credit, this site on Registered Disability Savings Plan is a great resource to get information on qualifications, government matching grants, bonds, etc.
Seniors’ tax and benefit information – For information on income sources and taxes that matters whether you are 65 or going to be there soon.
Aging, caregiving and resources handy for all Canadian seniors
Medical benefits – For details of all medical benefits covered by MSP and Fair Pharmacare for BC residents
Retirement readiness – In case you want to find out how prepared you are and what you need to do to match your retirement expectations.
All about mortgages – Central Mortgage Housing Corporation, a crown corporation, has some good calculators to find out how much mortgage you may qualify for, what your mortgage payments would be, debt service, and even household budget management.
Personal income tax – Use this online calculator to find out how much tax you owe, and how much refund you will get for your given amount of RRSP contribution.
Insurance calculator– Manulife has one of the most detailed life, disability and critical illness needs analysis calculator. Feel free to save a PDF copy of your report.